Terms and Conditions

Effective Date: 28th October 2025
Website: https://www.backtestacademy.com
Email: support@backtestacademy.com

1. INTRODUCTION

Welcome to Backtest Academy (hereinafter referred to as “Company”, “We”, “Our”, or “Us”).
By accessing or using our website https://www.backtestacademy.com (hereinafter referred to as the “Website”), you (“User”, “You”, or “Your”) agree to be bound by these Terms and Conditions (“Terms”).

If you do not agree to these Terms, please do not use or access our Website, courses, or services.

2. ABOUT BACKTEST ACADEMY

Backtest Academy is an individual-owned online learning platform providing stock market, forex, crypto, and financial market education in Bengali and English.
We offer e-learning courses, live mentorship, workshops, and learning resources designed to enhance financial literacy and trading skills.

3. ELIGIBILITY

By accessing our Website or enrolling in any course, you confirm that:

  • You are at least 18 years of age, or using the platform under the supervision of a parent or guardian.

  • You have the legal capacity to enter into a binding agreement.

  • You will comply with all applicable local, national, and international laws.

4. ACCOUNT REGISTRATION

To access certain services or content, you may need to register and create an account.
By creating an account, you agree that:

  • All information you provide is accurate, complete, and up-to-date.

  • You are responsible for maintaining the confidentiality of your login credentials.

  • You will immediately notify us of any unauthorized use of your account.

  • You will not share your login credentials or access with others.

We reserve the right to suspend or terminate any account that provides false information or violates these Terms.

5. COURSES, ENROLLMENT & PAYMENTS

  • All courses, workshops, and mentorships offered by Backtest Academy are available for purchase through secure online payment gateways.

  • Prices and course details are subject to change without prior notice.

  • Once payment is successfully completed, course access details will be provided to the registered email ID.

  • All payments made are non-refundable, except where explicitly stated or required by law.

  • By enrolling in any course, you agree that your purchase is made for educational purposes only and not for resale or redistribution.

6. INTELLECTUAL PROPERTY RIGHTS

  • All content available on the Website — including videos, course materials, graphics, text, trademarks, logos, and digital downloads — are the exclusive property of Backtest Academy.

  • You are granted a limited, non-exclusive, non-transferable license to access the content solely for personal and educational use.

  • You shall not reproduce, distribute, modify, upload, or publicly display any part of our content without prior written consent.

  • Any unauthorized use may result in termination of access and legal action.

7. DISCLAIMER

  • Backtest Academy provides educational content intended solely for learning and awareness purposes.

  • We are not a SEBI-registered advisory firm, and we do not provide investment or trading advice.

  • All examples, strategies, and case studies discussed in courses are for educational demonstration only.

  • You are solely responsible for your own investment or trading decisions.

By enrolling, you acknowledge that trading and investing involve risk and that Backtest Academy is not liable for any financial loss resulting from your actions.

8. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

  • Backtest Academy, its owner, and affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

    • The use or inability to use our Website or services,

    • Unauthorized access to your data,

    • Errors or interruptions in the Website.

Our total liability, in any event, shall not exceed the amount paid by you for the course or service.

9. USER OBLIGATIONS

When using our Website or attending our courses, you agree that you will not:

  • Violate any applicable law or regulation;

  • Copy, share, or distribute course materials without permission;

  • Use automated tools or bots to scrape data;

  • Post or transmit any offensive, misleading, or unlawful content;

  • Attempt to hack, disrupt, or compromise the Website’s security.

Violation of these terms may lead to immediate suspension of your account and possible legal action.

10. THIRD-PARTY LINKS AND TOOLS

Our Website may include links to third-party tools, apps, or websites for your convenience (such as payment gateways or partner services).
We do not control or endorse these third-party services, and are not responsible for their content, privacy policies, or actions.

You should review the privacy and terms of such third-party sites before using them.

11. PRIVACY POLICY

Your use of the Website is also governed by our Privacy Policy, available at:
👉 https://www.backtestacademy.com/privacy-policy

Please review it to understand how we collect, use, and protect your personal data.

12. TERMINATION

We reserve the right to:

  • Suspend or terminate your access to the Website or courses at any time, without notice, if you violate these Terms.

  • Terminate your enrollment if payment is incomplete, fraudulent, or disputed.

You may also close your account by emailing support@backtestacademy.com.

13. INDEMNITY

You agree to indemnify and hold harmless Backtest Academy, its owner, and team members from any claims, losses, or damages (including legal fees) arising from:

  • Your violation of these Terms,

  • Your misuse of our Website or services, or

  • Your infringement of any third-party rights.

14. GOVERNING LAW & JURISDICTION

These Terms shall be governed and construed in accordance with the laws of India.
Any disputes arising out of or related to these Terms shall be subject to the exclusive jurisdiction of the courts in Kolkata, West Bengal, India.

15. AMENDMENTS

We may update or modify these Terms from time to time.
The latest version will always be available on the Website. Continued use of our Website or courses after any changes constitutes your acceptance of the updated Terms.

16. CONTACT US

For any questions or concerns related to these Terms and Conditions, please contact:

📧 support@backtestacademy.com
🌐 https://www.backtestacademy.com
🏢 Registered Office: Chowdhury Para Road, Nimta, Kolkata